Mortgage Calculator: Estimate Your Monthly Payment

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.
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Plan your search

Get a clearer picture of the payment.

Use the calculator to explore an estimated payment with your own price, down payment, loan term, and interest rate. Update the tax, insurance, and HOA inputs to match the property you’re considering.

Use your lender’s rate

A default calculator rate is an assumption. Ask your lender for a current quote and loan terms for your situation.

Include the other costs

Check taxes, homeowners insurance, any flood or wind coverage, mortgage insurance, and HOA costs. The calculator may not include every expense.

Understand what can change

For a fixed-rate loan, scheduled principal and interest generally stay level. Taxes, insurance, and other costs can change the total payment.

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This tool provides an illustrative estimate, not a loan offer or lender quote.